Our full Board of Directors (Board) receives regular updates on ESG topics, including climate-related matters, as well as committee reports throughout the year. [...] Our Board delegates primary responsibility for more frequent and direct oversight of Synchrony's ESG strategy and performance to our Nominating and Corporate Governance Committee (NCGC). The NCGC receives updates from management on ESG at least four times per year, including periodic discussions on climate-related matters. At the same time, all Board committees engage in matters that impact our ESG strategy, risk assessment and mitigation, and performance through the various activities that are overseen at the board level. [...] Synchrony's executive leadership team directly engages in our ESG initiatives and strategy. We maintain a cross-functional ESG Working Group comprised of senior executives and employees who monitor our current ESG progress, including our ongoing efforts to develop processes to identify, evaluate and better understand our climate-related risks and opportunities. [...] We formalized management roles and responsibilities, with a dedicated ESG leader and an ESG manager within the office of our General Counsel. Our General Counsel, ESG leader and ESG manager are invited to attend all NCGC meetings, and provide the committee with ESG updates at least four times per year.