On the other hand, the Chief Commercial Banking Officer is tasked with the responsibilities of management of climate-related opportunities, ensuring the execution of sustainability-linked transactions and client engagement and advisory, as well as ensuring alignment of our climate position and climate programs to support Paris Agreement and Thailand's commitment. Sustainability function is responsible for coordinating with internal functions and external partners for climate strategy implementation and performance monitoring. This includes the development of capacity building programs for relevant functions, and the engagement with policymakers, trade associations and the Thai Bankers' Association (TBA) regarding our climate position. Sustainability function seeks engagement opportunities, assesses the alignment of our climate position and climate change policy positions of trade associations where we belong, and report on progress of our actions to interested parties on a regular basis. [...] The Board of Directors (BoD) holds the highest responsibility for approving the Bank's climate strategy and positions on public policies to ensure alignment with Paris Agreement and Thailand's commitment, as well as overseeing and managing climate-related risks and opportunities. This commitment includes ensuring the seamless integration of climate risk management, meticulously aligned with our corporate strategy. The governance structure is designed to uphold the highest standards of environmental stewardship and social responsibility, reflecting a profound understanding of the essential balance between financial stability and sustainability. In 2023, climate issues have been on the agenda for the BoD on quarterly basis, dedicating discussions to reaffirm this focus. Central to this governance structure is the delegation of authority to the Risk Oversight Committee (ROC). The ROC is entrusted with the critical task of overseeing the management of climate-related risks, the practice of responsible lending, and the evaluation of environmental and social risks. These activities underscore the Bank's dedication to cultivating a sustainable and ethically sound operational environment. Additionally, the ROC is responsible for rigorously reviewing and endorsing strategic directions and key policies, further strengthening our commitment to sustainable finance. Climate-related risk indicators are quarterly reported to the ROC to manage and mitigate impacts from climate-related risks on the long-term strategic direction and financial performance of the Bank. Furthermore, the Chief Risk Officer (CRO) is tasked with the responsibilities of assessment and management of climate-related risks, ensuring that our strategies and actions remain agile and effective. This includes monitoring the progress of our implementation plans and regularly reporting on climate risk-related issues, thereby providing a more focused and granular view of our risk management efforts.