Our ESG strategies and programs are driven by our ESG Committee, which consists of a cross-functional team of executives representing various departments including Corporate Communications, Community & Employee Engagement, Philanthropy, Real Estate and Facilities, Banking, People Services, Investor Relations, Risk and Vendor Management, Legal, and our chief executive officer. Our board of directors provides guidance and oversight to the strategy, initiatives and management's performance. The ESG Committee reports to the Nominating and Corporate Governance Committee of the board, which reviews ESG progress at least quarterly to ensure alignment with overall corporate strategy and operational needs. [...] Responsibility for engaging with stakeholder groups is shared by leadership across our corporate functions, and we engage through numerous channels. The insight we gain from our engagement with key stakeholders feeds into our business strategies, products and services, and policies and procedures.