Our sustainability transformation journey continued to be governed by our ESG Council and quarterly reports were presented to the Bank's Board of Directors. [...] All sustainability initiatives are governed by the Bank's ESG Council. The ESG Council is co-chaired by the Chief Risk Officer and Chief Sustainability & Customer Officer and includes representatives from the Sustainability, Human Resources ('HR'), Wholesale Banking, Finance and Operations teams. The ESG Council provides updates to the Executive Committee and the Board Executive Committee, as well as the Board of Directors and other Board Committees, as required. The ESG Council met a total of five times in 2023. [...] The ESG Council is responsible for the controlled delivery of material ESG initiatives and the monitoring of related KPIs. The ESG Council, which is co-chaired by the Chief Sustainability Officer and the Chief Risk Officer, is accountable to the EXCO, and is comprised of a cross-functional team, including representatives from Business units, Human Resources, Customer Engagement, Enterprise Risk Management and Corporate Social Responsibility. [...] Steer the implementation of the Bank's ESG strategy, policy, and sustainable finance practices. [...] Report to EXCO on the progress of ESG initiatives. [...] Monitor the progress of ESG performance and the ESG risk culture of the Bank. [...] Approve the Sustainable Finance Product Framework and endorse new sustainable finance products. [...] Review and approve the selection of eligible loans for inclusion in the Eligible Portfolio. [...] Monitor external reviews (Second Party Opinion Provider and Independent Verifier) and deal with external advisor(s). [...] Review and approve the annual Sustainability and Sustainable Finance reports.