MS&AD Insurance Group Holdings Inc

MS&AD Insurance Group Holdings Inc has established a structured process to ensure its external engagement activities are consistent with its climate commitments, particularly through indirect channels like trade associations. As the company explains, "æ° - 候変動にé - ¢ã™ã‚‹æ´»å‹•ã¯ã€ã‚¨ãƒ³ã‚²ãƒ¼ã‚¸ãƒ¡ãƒ³ãƒˆæ´»å‹•ã¯ã€ã‚µã‚¹ãƒ†ãƒŠãƒ"ãƒªãƒ†ã‚£æ‰€ç®¡éƒ¨ç½²ã«å ±å'Šã•ã‚Œã€æ•´åˆæ€§ã‚'確認だ- ている," and for its "memberships of industry associations and outside initiatives," "the status of their membership and activities are managed by the line of control, and important information is reported to the director in charge." These engagement statuses are subject to escalation, with "material matters ... reported to the officer in charge," and addressed through further discussions "to confirm consistency with our policy." Oversight of these external engagements is integrated into its sustainability governance, with the Sustainability Committee "headed by the Group CSuO" reviewing and reporting on significant matters. However, we found no evidence of a comparable governance process for direct lobbying of policymakers, nor any published audit or third-party assessment of its climate-related lobbying activities, indicating that the framework is focused on indirect engagement and lacks transparency and formal alignment mechanisms for direct lobbying.